37049 ZIP Code — Cross Plains, TN

Robertson County, Tennessee

ZIP code 37049 is located in Cross Plains, Tennessee, within Robertson County. It covers approximately 26.75 square miles and serves a population of 3,886 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 615.

About ZIP code 37049

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $301,700. Owner-occupancy is high at 84%, well above the national average.

Median household income is $87,625. The poverty rate of 3% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 37049 reflects a community defined by a trades-oriented workforce and high homeownership.

3,886

population

26.75

sq mi land

Standard

ZIP type

Central (CT)

timezone

37049 ZIP code map

Cities in ZIP code 37049

Below are the cities the US Postal Service accepts for ZIP code 37049. Using any city not on this list may result in mail delivery delays.

City	Status
Cross Plains	Preferred

Nearby ZIP codes

37141 Orlinda (4 mi) 37188 White House (5.2 mi) 37048 Cottontown (7.5 mi) 37148 Portland (9.1 mi) 37172 Springfield (9.7 mi) 37073 Greenbrier (10.6 mi) 42202 Adairville (14.1 mi) 37072 Goodlettsville (14.4 mi) 42134 Franklin (15.2 mi) 37075 Hendersonville (15.4 mi) 37066 Gallatin (17.3 mi) 37032 Cedar Hill (18.5 mi)

Demographics updated 05/2026

Population
Total population	3,886
Population density	145 / sq mi
State FIPS	47
County FIPS	147

Geography
Land area	26.75 sq mi
Water area	0.00 sq mi
Latitude	36.5557
Longitude	-86.6927
Timezone	Central (CT)
Area code	615

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.5%	35.5%	45.7%
$50k – $100k	34.9%	34.9%	30.9%
$100k – $200k	28.9%	25.0%	18.3%
Over $200k	4.7%	4.6%	5.1%

Demographics & statistics

3,886

Population

145

People per sq mi

37.5

Median age

$87,625

Median household income

$35,441

Per capita income

$301,700

Median home value

$1,037

Median monthly rent

84.0%

Home ownership

3.4%

Poverty rate

1.9%

Unemployment

1,222

Housing units

19.4%

Bachelor's or higher

Age distribution

Male Female

104

Under 5

105

142

5–9

143

152

10–14

153

121

15–19

122

20–24

286

25–34

289

215

35–44

217

263

45–54

267

211

55–59

213

119

60–64

121

107

65–74

108

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	914	23.5%
18 and over	2,972	76.5%
65 and over	457	11.8%
Median age	37.5 years

Race & ethnicity

White 86.3%

Hispanic or Latino 5.1%

Other race 3.5%

Two or more races 3.4%

Black or African American 1.4%

Asian 0.3%

Group	Count	%
White	3,535	86.3%
Hispanic or Latino	208	5.1%
Other race	142	3.5%
Two or more races	140	3.4%
Black or African American	56	1.4%
Asian	12	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.5%	35.5%	45.7%
$50k – $100k	34.9%	34.9%	30.9%
$100k – $200k	28.9%	25.0%	18.3%
Over $200k	4.7%	4.6%	5.1%

Under $10k 0.4%

$10k–$15k 3.4%

$15k–$25k 6.6%

$25k–$35k 5.8%

$35k–$50k 9.7%

$50k–$75k 17.5%

$75k–$100k 15.2%

$100k–$150k 22.7%

$150k–$200k 10.5%

$200k+ 8.2%

Range	% of households
Under $10k	0.4%
$10k–$15k	3.4%
$15k–$25k	6.6%
$25k–$35k	5.8%
$35k–$50k	9.7%
$50k–$75k	17.5%
$75k–$100k	15.2%
$100k–$150k	22.7%
$150k–$200k	10.5%
$200k+	8.2%
Median income	$87,625

Housing

Home values

Under $50k 5.4%

$50k–$100k 4.3%

$100k–$150k 4.8%

$150k–$200k 7.9%

$200k–$300k 27.2%

$300k–$500k 35.2%

$500k–$1M 10.7%

$1M+ 4.6%

Housing overview

Metric	Value
Median home value	$301,700
Median rent / month	$1,037
Owner occupied	84.0%
Renter occupied	16.0%
Vacant	3.3%
Single-family detached	81.9%
Large apartment buildings	0.6%
Mobile homes	14.9%
Median rooms	6.4
Avg household size (owned)	2.81

Year built

Era	%
2020 or later	0.3%
2010–2019	15.8%
2000–2009	18.3%
1990–1999	28.7%
1980–1989	9.3%
1970–1979	13.7%
1960–1969	3.2%
1950–1959	2.6%
1940–1949	1.4%
1939 or earlier	6.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.4%
1 bedroom	1.3%
2 bedrooms	11.8%
3 bedrooms	68.1%
4 bedrooms	15.4%
5+ bedrooms	3.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.8%
1 vehicle	15.5%
2 vehicles	32.2%
3 or more	49.5%

Heating fuel

Fuel type	%
Utility gas	28.7%
Electricity	64.1%
Propane / LP gas	6.3%
Wood	0.6%

Households & families

Household type	Count	%
Married-couple family	794	56.8%
Cohabiting couple	121	8.7%
Male householder, no spouse	212	15.2%
Female householder, no spouse	270	19.3%
Households with children under 18	509	36.4%
Households with seniors (65+)	373	26.7%
Average household size	2.78

Marital status

Status	Male	Female
Never married	29.9%	14.4%
Married	51.7%	56.6%
Separated	0.0%	0.9%
Widowed	1.6%	13.0%
Divorced	16.9%	15.1%

Education

Less than 9th grade 3.8%

Some HS, no diploma 8.2%

HS graduate 39.8%

Some college, no degree 19.8%

Associate's degree 9.1%

Bachelor's degree 13.9%

Graduate / professional 5.5%

Metric	%
HS diploma or higher	88.0%
Bachelor's or higher	19.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	60	7.8%
Kindergarten	13	1.7%
Elementary school	381	49.7%
High school	165	21.5%
College / grad school	147	19.2%

Employment

Industry of employment

Education & healthcare 23.0%

Manufacturing 16.3%

Construction 16.1%

Professional & management 8.3%

Retail trade 7.3%

Arts, food & hospitality 6.8%

Wholesale trade 4.8%

Finance & real estate 4.6%

Transportation & utilities 4.1%

Public administration 4.0%

Other services 3.1%

Agriculture & mining 0.9%

Information 0.8%

Occupation

Category	%
Management, business & arts	33.6%
Service	17.2%
Sales & office	12.7%
Natural resources & construction	19.6%
Production & transportation	16.9%

Employment type

Type	%
Private sector	80.1%
Government	9.6%
Self-employed	10.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	87.0%
Carpool	3.9%
Public transit	0.1%
Walk	0.0%
Work from home	7.9%
Other means	1.2%
Avg commute (minutes)	37.2

Poverty

All people 3.4%

Under 18 years 4.1%

18 and over 3.1%

Married-couple families 1.5%

Female-led households 3.0%

Income support

Source	% of households
Social Security	29.4%
Retirement income	21.6%
Supplemental Security	2.9%
Cash public assistance	3.4%
Food stamps / SNAP	7.9%

Health indicators

Condition	%
Obesity	34.0%
High blood pressure	37.2%
High cholesterol	34.7%
Diabetes	11.1%
Heart disease	6.4%
Stroke	3.0%
Asthma	10.2%
Arthritis	28.1%
Kidney disease	2.7%
Pulmonary disease	8.0%
Cancer	6.3%

Behavior / access	%
Smoking	22.2%
Binge drinking	15.1%
No physical activity	24.1%
Less than 7 hrs sleep	34.6%
Depression	26.2%
Fair or poor health	15.0%
Poor mental health	16.8%
Poor physical health	10.9%
No health insurance	15.7%
Visited doctor (checkup)	74.0%
Visited dentist	58.1%
Cholesterol screening	90.3%
Teeth loss	15.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	160	5.4%

Disability	%
Any disability	10.9%
Under 18	2.8%
18–64 years	8.2%
65 and over	42.2%

Health insurance coverage

Type	%
Private insurance	78.8%
Public insurance	32.6%
No insurance	5.5%
Uninsured under 19	2.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,677	94.6%
Spanish	3	0.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	3	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,846	99.0%
Born in same state	3,840	98.8%
Born in different state	2,513	64.7%
Foreign born	6	0.2%
Naturalized citizen	40	1.0%
Not a US citizen	36	90.0%

Ancestry

Ancestry	Count	%
Arab	1,053	27.1%
Italian	431	11.1%
French	411	10.6%
German	12	0.3%

Ancestry	Count	%
English	10	0.3%
Polish	10	0.3%
Irish	2	0.1%

Technology access

Metric	% of households
Computer access	35.9%
Internet access	90.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37049

What city is ZIP code 37049 in?

ZIP code 37049 is primarily assigned to Cross Plains, Tennessee.

What county is ZIP code 37049 in?

ZIP code 37049 falls within Robertson County, Tennessee.

Is ZIP code 37049 mostly owner-occupied?

84% of occupied units in ZIP code 37049 are owner-occupied, well above the national average.

What is the population of ZIP code 37049?

ZIP code 37049 has an estimated population of 3,886 residents, with a density of 145 people per square mile.

What is the typical home value in ZIP code 37049?

The median home value in ZIP code 37049 is $301,700.

What is the median household income in ZIP code 37049?

The median household income in ZIP code 37049 is $87,625, above the national median of ~$75,000.

What timezone is ZIP code 37049 in?

ZIP code 37049 observes the CST timezone.